Karen Patterson brings with her an extensive background in mortgage lending with over 25 years of experience in originating and processing. As VP of a small community bank, she created and built a mortgage loan department from the ground up. Her background also includes working as a real estate paralegal, a financial advisor and a realtor. This gives Karen the ability to appreciate each and every step of the home buying process. Having won 100% customer satisfaction awards for every year of her mortgage career, it is easy to see that customer service is her number one priority. Karen Patterson is ready and available to provide assistance to you to help make your dream of buying a new home come true. Give her a call today!
WHAT TO EXPECT
Find out more about Karen’s streamlined process, loan products, mortgage calculator, answers to FAQs and more…
…
OUR PROCESS
Movement Mortgage of the Lake Norman Homes area and Karen Patterson, understand that purchasing a home is one of the biggest purchases of a lifetime…and therefore in need of a Lake Norman Mortgage Lenders. Her competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Currently over 70% of our loans are processed within 7 business days or less! Movement is excited to bring you home faster.
STEP 1
You submit an electronic application
STEP 2
The underwriter aims to make a decision within 6 hours
STEP 3
The loan is processed according to a 7 Day Processing goal
STEP 4
The loan, if approved, is ready to close!
FAQS
What price point is right for me?
While keeping your financial health our main priority, Movement Mortgage – Mortgage Lenders in Lake Norman- will determine your borrowing power after considering multiple factors such as your monthly income, employment history, credit score, and overall credit-worthiness. One of our most valuable pieces of advice is that only you can determine the mortgage debt that you’re willing to bear, based on your future financial goals. Movement Mortgage provides expert advice to assist you with how much you can comfortably afford to borrow.
Can I still buy a home without 20% to put down?
Absolutely. Movement Mortgage offers a large variety of available financing options for potential buyers with little or no down payment. We’ve even received recognition and an award for helping borrowers get financed with federal programs which offer forgivable down payment assistance.
Are there any upfront costs I need to budget for? If so, how much should I budget?
Yes. Movement Mortgage, who are Mortgage Lenders in Lake Norman suggests a thorough conversation regarding all fees and closing costs associated with sealing the deal of your home. To avoid any last minute surprises, it is essential to plan in advance for various out of pocket costs such as an appraisal, title insurance, and other costs depending on your specific loan situation. For example, some sellers will pay for all or some of your closing costs.
Is getting pre-approved better than getting pre-qualified?
YES. A common mistake homebuyers make, is assuming that getting pre-qualified is substantial enough in a busy market full of other buyers all vying for the same home. In today’s market, pre-approval is the way to go. Movement’s 7 Day Processing and upfront underwriting will brings our borrowers as close to a cash-transaction as they can get. This gives our borrowers an exceptionally rare advantage in the eyes of a seller, truly setting them above the rest.
How much do I need for a down payment?
Movement experts are here to guide you into the best choice to protect your financial goals and maximize the best rate of return on your investment. Depending on the type of loan you are financing, you may be required to make a down payment ranging from 0 to 20%. There are many advantages to both small and large down payments, including income tax benefits and keeping a portion of the funds available as a financial cushion. Our Loan Officer’s provide guidance to our borrowers on their options and the outcomes of each.
How long does it take to obtain a mortgage and close on a house?
While competitors are pushing their closing dates back from anywhere between 30 to 90+ days, Movement Mortgage is setting records in the industry with 7 Day Processing and upfront underwriting. We have streamlined these innovative processes, allowing our Loan Officers to move closing dates up when requested by real estate agents. Imagine: you get the keys to your dream home while others are stuck waiting for underwriting approval.
How does my credit score affect my borrowing power?
Your credit score in addition to other significant factors such as employment history, debt, and monthly income, all play a role in determining your credit-worthiness to the lender. Movement Mortgage offers valuable advice and encourages borrowers to get pre-approved first, increasing their borrowing power for their future purchase.
NORTHSTONE HOMES – HUNTERSVILLE, NC – Golf Subdivision
Northstone Homes in Huntersville, NC
Huntersville, North Carolina Golf Course Real Estate Homes
Northstone Homes for Sale in Huntersville, NC (Click on the link to view all current Listings) is a beautiful Lake Norman Golf Homes Subdivision located in the heart of Huntersville Real Estate. This is the perfect place for families and those wanting a community friendly atmosphere. There are all kinds of events taking place to keep everyone active in the community.
Northstone Homes are located about 5 minutes from I77…shortly off of Hwy 115 and down McCord Rd. or Ramah Church Rd.
Offering: Full Community Amenities including – Country Club, Pool, Playground, Golf and More. 5-10 mins from all local Shopping and Restaurants
See Also: Northstone Golf Homes for Sale
Category: Huntersville Homes for Sale | Huntersville, NC Subdivisions | Lake Norman Subdivisions
Contact Us for more information 704.900.1619 on Lake Norman Real Estate
Huntersville Golf Course Homes | Huntersville New Construction Homes
Featured Listing
13340 Broadwell Crt. Huntersville, NC – Northstone Subdivision
Northstone homes
Listings 1 - 9 of 9Price: $784,900 (3751 sqft)
Subdivision: Northstone
→ More info
Geoff Campbell Realty | MLS # 4118217 | Contract
Price: $764,990 (3273 sqft)
Subdivision: Northstone
→ More info
EXP Realty LLC | MLS # 4119489 | Contract
Price: $749,900 (3589 sqft)
Subdivision: Northstone
→ More info
Movement One Realty | MLS # 4085689 | Contract
Price: $715,000 (3242 sqft)
Subdivision: Northstone
→ More info
RE/MAX Executive | MLS # 4122879 | Contract
Price: $700,000 (3005 sqft)
Subdivision: Northstone
→ More info
C-A-RE Realty | MLS # 4120731 | Active
Price: $660,000 (2795 sqft)
Subdivision: Northstone
→ More info
Helen Adams Realty | MLS # 4116824 | Contract
Price: $640,000 (2944 sqft)
Subdivision: Northstone
→ More info
Keller Williams Lake | MLS # 4125845 | Contract
Price: $569,900 (2131 sqft)
Subdivision: Northstone
→ More info
Century 21 Town & | MLS # 4121503 | Active
Price: $539,000 (2886 sqft)
Subdivision: Northstone
→ More info
Highgarden Real Estate | MLS # 4124782 | Contract
Listings 1 - 9 of 9
THE FARMS – MOORESVILLE, NC HOMES for SALE – Subdivision
The Farms Homes – Mooresville, NC
The Farms Homes for Sale in Mooresville, NC (Click on the link to view all current Listings) has Lake Norman New Construction Homes to offer along with wonderful resale-homes.
The Farms Homes in Mooresville, NC is a beautiful Crescent Community in Mooresville Real Estate. It is located down Brawley School Road and is now easy to get around town.
Offering: Full Community Amenities, such as Pool, Club House, Tennis and more. Very Close to all Local Amenities.
Category: Mooresville, NC Subdivisions | Local Real Estate | Lake Norman Subdivisions
Contact Us or Call 704.900.1619 for more information on Lake Norman Real Estate
Mooresville Golf Course Homes | Mooresville New Construction Homes
The Farms homes
Listings 1 - 8 of 8Price: $1,600,000 (4144 sqft)
Subdivision: The Farms
→ More info
Ivester Jackson | MLS # 4117770 | Contract
Price: $1,349,000 (3716 sqft)
Subdivision: The Farms
→ More info
Engel & Völkers | MLS # 4124089 | Active
Price: $1,250,000 (4136 sqft)
Subdivision: The Farms
→ More info
NextHome World Class | MLS # 4109848 | Active
Price: $1,150,000 (3768 sqft)
Subdivision: The Farms
→ More info
EXP Realty LLC | MLS # 4122443 | Active
Price: $1,025,000 (3447 sqft)
Subdivision: The Farms
→ More info
Ivester Jackson | MLS # 4117460 | Contract
Price: $999,999 (4117 sqft)
Subdivision: The Farms
→ More info
Francis Real Estate | MLS # 4127302 | Contract
Price: $950,000 (3317 sqft)
Subdivision: The Farms
→ More info
Ivester Jackson | MLS # 4113197 | Contract
Price: $635,000 (3610 sqft)
Subdivision: The Farms
→ More info
RE/MAX Executive | MLS # 4081599 | Contract
Listings 1 - 8 of 8
HERITAGE GREEN HOMES – CORNELIUS, NC – Subdivision
Heritage Green Homes in Cornelius, NC
Heritage Green Homes for Sale in Cornelius, NC (click on the link to view all current Listings) are adorable homes with high volume of Sales making them perfect for First-Time home buyers. The Cornelius, NC Subdivision has price points that are hard to beat which is why they are so popular. They are always at or new the top of Cornelius Homes for Sale per month.
Heritage Green Homes are located on Hwy 115 allowing for quiet enjoyment.
Offering: Full Community Amenity Package
Category: Lake Norman Local Real Estate
Contact Us or call 704.900.1619 for more information
Cornelius Golf Course Homes | Cornelius New Construction Homes
Heritage Green homes
Listings 1 - 4 of 4Price: $459,990 (2393 sqft)
Subdivision: Heritage Green
→ More info
Allen Tate SouthPark | MLS # 4120307 | Contract
Price: $459,990 (2097 sqft)
Subdivision: Heritage Green
→ More info
RE/MAX EXECUTIVE | MLS # 4125893 | Contract
Price: $450,000 (2389 sqft)
Subdivision: Heritage Green
→ More info
Opendoor Brokerage LLC | MLS # 4127543 | Active
Price: $396,500 (1517 sqft)
Subdivision: Heritage Green
→ More info
Kelly Properties | MLS # 4119171 | Contract
Listings 1 - 4 of 4
Lake Norman Subdivisions
LAKE NORMAN SUBDIVISIONS
Lake Norman Homes for Sale
Lake Norman Subdivisions
OAKHURST TOWNHOMES for SALE in CORNELIUS, NC – Subdivision
Oakhurst Townhomes in Cornelius, NC
Oakhurst Townhomes for Sale in Cornelius, NC is a wonderful choice if you are looking for a mature Lake Norman Area Subdivision to live it. What is also great about it, is that it is only a short drive to Lake Norman Waterfront Homes.
Oakhurst Townhomes are located between Hwy 21 & 115 and makes for great access to all local Amenities and a short drive to Lake Norman.
Category: Cornelius Townhomes & Condos for Sale
See Also: Oakhurst Homes for Sale
Oakhurst condos
Listings 1 - 2 of 2Price: $339,000 (1468 sqft)
Subdivision: Oakhurst
→ More info
EXP Realty LLC | MLS # 4130446 | Coming soon
Price: $324,900 (1438 sqft)
Subdivision: Oakhurst
→ More info
EXP Realty LLC | MLS # 4125952 | Contract
Listings 1 - 2 of 2
Mortgage Lenders in Lake Norman
Mortgage Lenders in Lake Norman – Karen Patterson
Movement Mortgage – Home Mortgage Lender
SENIOR MORTGAGE LOAN OFFICER | TEAM LEAD | BRANCH MANAGER
NMLS: 504481
C: 704-239-2187
Apply Online Now!!! … Click HERE
_______________________________________________________________________
ABOUT
Lake Norman Mortgage Lenders – Karen Patterson – is a native to the Lake Norman Real Estate area and lives in Cornelius, NC Real Estate with her family. She enjoys spending time on the lake with friends and family and says that other than her children, her lifelong friends are her greatest treasure.
Karen Patterson brings with her an extensive background in mortgage lending with over 25 years of experience in originating and processing. As VP of a small community bank, she created and built a mortgage loan department from the ground up. Her background also includes working as a real estate paralegal, a financial advisor and a realtor. This gives Karen the ability to appreciate each and every step of the home buying process. Having won 100% customer satisfaction awards for every year of her mortgage career, it is easy to see that customer service is her number one priority. Karen Patterson is ready and available to provide assistance to you to help make your dream of buying a new home come true. Give her a call today!
WHAT TO EXPECT
Find out more about Karen’s streamlined process, loan products, mortgage calculator, answers to FAQs and more…
…
OUR PROCESS
Movement Mortgage of the Lake Norman Homes area and Karen Patterson, understand that purchasing a home is one of the biggest purchases of a lifetime…and therefore in need of a Lake Norman Mortgage Lenders. Her competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage is as smooth and stress-free as possible. Currently over 70% of our loans are processed within 7 business days or less! Movement is excited to bring you home faster.
STEP 1
You submit an electronic application
STEP 2
The underwriter aims to make a decision within 6 hours
STEP 3
The loan is processed according to a 7 Day Processing goal
STEP 4
The loan, if approved, is ready to close!
FAQS
What price point is right for me?
Can I still buy a home without 20% to put down?
Are there any upfront costs I need to budget for? If so, how much should I budget?
Is getting pre-approved better than getting pre-qualified?
How much do I need for a down payment?
How long does it take to obtain a mortgage and close on a house?
How does my credit score affect my borrowing power?
OAKHURST HOMES – CORNELIUS, NC – Subdivision
Oakhurst Homes in Cornelius
Oakhurst Homes for Sale in Cornelius, NC are located on the East side of I77 between Hwy 21 & 115. These Cornelius Homes for Sale are great for First Time Home Buyers due to price point and size.
Oakhurst Homes are close to all Local Amenities as well as being a part of the wonderful Lake Norman Real Estate for Sale community.
Category: Cornelius, NC Subdivision
See Also: Oakhurst Townhomes for Sale
Oakhurst homes
Listings 1 - 1 of 1Price: $595,000 (3005 sqft)
Subdivision: Oakhurst
→ More info
Lake Norman Realty, | MLS # 4130364 | Active
Listings 1 - 1 of 1
Lake Norman Golf Homes
Lake Norman Luxury Homes
Real Estate Forms
Real Estate Forms – North Carolina
For your convenience, we have listed pertinent real estate documents and contracts for you to review and download.
Mortgage Calculator
Mortgage Calculator
Multi-Purpose Mortgage Calculator
MortgageLoan.com
VIP Buyer Program
VIP Buyer Program – Lake Norman Real Estate
“Become a member of the V.I.P Lake Norman Home Buyer Program and be the First to get New Listings as the hit the Market!!”
Please fill out the form below if you are looking to purchase Lake Norman Real Estate for Sale in the near future. Tell us what you are looking for. Are you looking to purchase a Single-Family Home, Condominium, or Townhome?
We will then set you up with your very own Personal Real Estate Website. Your website will work for you without you having to do a thing. It will search real time for any new listing meeting your criteria and automatically notify you immediately.
Your information will also be assigned to one of the 4 Martin Real Estate Team Home Buyer Agents who combined have nearly 55 years of Lake Norman Home Buying Experience.
[contact-form-7 id=”257″ title=”VIP Questionnaire”]